The Housewife That Is a Writer.

My blogging book is done and out!  Starting early this morning it will be free for the next 5 days.  It is a plump book with a year’s worth of blogs on homemaking, frugal and green living, building a writing career while running a home, and plenty of advice on everything in between.  There are 3 sections so you can skip around and choose what you’re in the mood to be inspired on. I only hope it is as fun to read as it was to write this last year. Advertisements Continue reading The Housewife That Is a Writer.

Buying and creating a cute cottage for real cheap. Living simply.

      I have posted many blogs about this house because I am unashamedly proud.  Those of you who follow my blog are probably about to start spamming my write ups, however, I’m always writing for the new person that comes on the scene looking for a more frugal life, a less expensive way to live, a way to survive and thrive on one income. Welcome! You have come to the right place.  I love nothing more than to drink coffee and talk about doing life and homemaking, raising a family, following a dream…and all of that in the … Continue reading Buying and creating a cute cottage for real cheap. Living simply.

The Lazy and Cheap Housewife.

  Free all week!  Great little book to get started on a simpler and more frugal life.  The title is deceiving because this isn’t really about being cheap or lazy, it’s about creating a life for your family and as a homemaker that is easy on all of you, peaceful and relaxed.  It’s also filled with ideas to begin a frugal and thrifty life which will also create peace and happiness in the family home. If you find this book only begins to peak your enthusiasm for a different lifestyle go on to my The Homemade Housewife that is literally packed … Continue reading The Lazy and Cheap Housewife.

Bringing an old home back to life. And on a small budget.

So, here is the unveiling of our wonderful little hidden gem.  We only had $130,000 for a loan to work with and I found this HUD house, made a bid and God was kind, no one else bid on it that night so in the morning we were proud parents of a poor, neglected and abused home.  It had been abandoned for years and housing squatters.  It had some funky energy and smells, to say the least.  But with some of our savings, lot’s of scrubbing, soap, paint, and planting of trees and gardens…it is back to a wonderful life … Continue reading Bringing an old home back to life. And on a small budget.

Every penny builds a house. Learning the art of turning that $10 into $30,000.

My friend Mrs. Mother Dirt ask me for some ideas on starting a saving account with little money.  We both know many people out there that look at a dollar or ten dollars and think, “eh, what does that count?”  And then they go buy a latte.  I know people who don’t even consider the loose change to matter.  I see pennies being thrown away because they add up to “nothing”.  Nothing?!  Really?  Let’s do some basic math.  100 pennies make a dollar.  100 dollars pay at least two utility bills (at least in my house).  100 ten dollar bills … Continue reading Every penny builds a house. Learning the art of turning that $10 into $30,000.

Getting out of debt and in a good place.

There are some fast ways to start getting out of debt.  First would be to seek out a Credit Counseling Agency.  Make sure they are nonprofit and have a good reputation.  If they are real, they won’t ask for any money.  The minute they ask for payments or a percentage you need to hang up the phone.  A Credit Counseling Agency will give you all sorts of solutions and support.  They will help you condense all the debt and negotiate with the creditors for lower finance rates and payments.  Some agencies will deal with everything and even withdraw a lump … Continue reading Getting out of debt and in a good place.

Poor man meals and other tips for saving pennies on groceries.

I am sitting here eating a loaded potato and relishing just how delicious and stick to the ribs this dish is.  It is also very penny wise.  I have gone back to my extreme penny pinching and saving ways for a few reasons.  To get into a frugal mood, one must turn it into a game.  I like turning it into mini challenges.  For example, I want to see just how low I can get our grocery budget.  Out of all the bills, the groceries are the one area you can really save some money with some imagination and good … Continue reading Poor man meals and other tips for saving pennies on groceries.

What to do with that tax refund.

For many of you, a refund is on its way.  If you have one coming you have probably filed immediately rather than wait for April 15th.  I know I did.  I filed so early that I had to wait for the release of checks. We’ve been poor folk for years now and that can serve a family in some ways, such as getting a plump refund each year.  Last year we crossed the line by $12,000 from being considered in poverty to decently poor.  Now that we are in this new category of poor we receive $4,000 less in refunds.  I don’t really … Continue reading What to do with that tax refund.

How to climb up out of poverty and addiction.

Some of you who come across this write-up will not do it by coincidence, just as I did not write this by coincidence.  There is no such thing as coincidence, bad luck, good luck, or happenstance.  Everything has meaning, everything has a reason, and it is all of our creation.  Choices we made years ago may still be affecting us today, the feelings and thoughts we marinate in today will create our tomorrow.  You called this in to your experience today. If you are struggling with hard times…financially and emotionally (because they go hand in hand), if you have more … Continue reading How to climb up out of poverty and addiction.

Getting out of debt and gaining a new life.

Saving is in, debt is out.  Small is the new big. Organics are in, kraft cheese slices are out.  Non-GMO popcorn is in, Round up is out.  Times are changing.  We live in the most environmentally conscious and compassionate society (the news won’t make it look like that, but it’s the truth) and we have to be for our survival and the survival of our lovely children and grandchildren. We are also going back to the old ways in some matters such as how we spend and borrow.  The time when our great grandfathers and grandmothers shook their heads at … Continue reading Getting out of debt and gaining a new life.