.99 cents to a new life.

Here comes New Years and a boat load of lists on what we hope to accomplish, changes we would like to make to improve our well-being and life.  We all know the old saying, “you reap what you sow.”  The choices we make this very day will have a ripple effect on into the future.  Some of us will actually make some positive changes and stick with them.  Some of us will only dream.  Some decisions we make or actions may only take a few minutes but may cause huge and detrimental effects for years to come.  Scary to think … Continue reading .99 cents to a new life.

Making a huge change in the household budget easy and fun.

I love this topic!  So many people do not.  It causes heart palpitations and night sweats if you are dealing with debt or more bills than paycheck.  The good news is that there is always a solution!  Plenty of solutions!  You and I are going to make this fun and easy.  You just have to be willing.  You may have to make enormous changes…or just tweak a thing or two. First, let’s becoming willing to do whatever we have to in order to get out of this tight situation.  Let’s get creative and decide to have fun with this no … Continue reading Making a huge change in the household budget easy and fun.