How to have fun stuck at home with no money.

I started out writing a very long and dull story of my financial status as of lately.  I’ll make it short and get to the important part…enjoying your life when you have no spending cashola. Bali and I don’t argue about money.  I only allow secured credit cards to fix his credit, mine is fabulous, I do the household budget, I wrote Queen of Penny Pinching and The Funky and Frugal Housewife and Queen Housewife and Mama on a Budget.  I know how to make a penny cry for mercy! But I have decided to let my pennies go out and really live life.  I … Continue reading How to have fun stuck at home with no money.

Making a huge change in the household budget easy and fun.

I love this topic!  So many people do not.  It causes heart palpitations and night sweats if you are dealing with debt or more bills than paycheck.  The good news is that there is always a solution!  Plenty of solutions!  You and I are going to make this fun and easy.  You just have to be willing.  You may have to make enormous changes…or just tweak a thing or two. First, let’s becoming willing to do whatever we have to in order to get out of this tight situation.  Let’s get creative and decide to have fun with this no … Continue reading Making a huge change in the household budget easy and fun.

Feeding a family of 4 on $85 a week.

So, as some of you know, I am back into the frugal schmugal living again.  It takes a mindset.  I am either spending every hot penny in my pocket with wild abandon or I have to pretend that I have no money.  For example.  This paycheck was for rent and bills.  There are limited funds for groceries.  Now, we do have a savings I could dip into if needs be, however, I had that account moved to a bank far down the road, literally.  It is in another bank and I pretend it doesn’t exist.  It is a future house, that … Continue reading Feeding a family of 4 on $85 a week.

Becoming a Housewife.

What a great memory it is for me, the day I became a housewife.  I think I’m more fond of those memories than my wedding day.  I was working full time in the offices of Living Light Raw Food Culinary School on the coast and it was getting to me.  I had been working outside the home since I could legally work.  I always held two jobs and classes at whatever local college and then on the holidays I would get an extra job.  Mostly I did this to pay off debt, but also to keep busy and stay out … Continue reading Becoming a Housewife.